Terms and Conditions for xelorivana.world

These terms govern your access to and use of xelorivana.world and its services. By using this website, you agree to comply with these terms and all applicable Australian laws.

September 29, 2025

Acceptance of terms

By accessing or using xelorivana.world, you confirm your acceptance of these terms and any policies referenced within. If you do not agree, please refrain from using the site or services.

Definitions

The following definitions apply throughout these terms.

  • ‘xelorivana’, ‘we’, ‘us’ refers to the company providing financial planning solutions via xelorivana.world.
  • ‘User’, ‘you’ refers to any individual or entity accessing this website or services.
  • ‘Services’ means consultative financial planning support as described on the site.
  • ‘Content’ refers to all text, images, and information presented here.

Use of our services

You may use our site and services only for lawful purposes and in accordance with these terms. Misuse or unauthorised access is strictly prohibited.

Eligibility

Users must be at least 18 years old and have the legal capacity to enter into binding agreements under Australian law.

No use by minors is permitted.

Your responsibilities

By using our services, you agree to the following responsibilities:

  • Provide accurate, complete information as requested.
  • Use the website in accordance with Australian law.
  • Respect intellectual property and confidentiality.
  • Not misuse or interfere with site operations.

Prohibited uses

You must not use xelorivana.world for unlawful or harmful activities.

  • Attempting unauthorised access to data or systems.
  • Using the site to transmit harmful or deceptive content.
  • Impersonating others or misrepresenting identity.
  • Violating the privacy or rights of others.
  • Engaging in actions that disrupt site functionality.

Intellectual property rights

All content on xelorivana.world is owned or licensed by us and protected by intellectual property laws. You may not copy, modify, or distribute content without permission.

User content and submissions

You are responsible for any content you submit. Do not submit unlawful or inappropriate material.

Your content rights:

By submitting content, you give us a license to use it for service provision. You retain ownership of your submissions.

Privacy and data protection

Your information is collected and used in accordance with our Privacy Policy. Please review this policy for details on data handling and your rights. Read Privacy Policy

Disclaimer of warranties and liability

All content and services are provided ‘as is’ without warranties.

Important notice:

No guarantee is offered for outcomes or results. Results may vary depending on individual circumstances.

Limitation of liability

xelorivana is not liable for any loss or damages arising from use of the site or reliance on information provided.

Indemnification

You agree to indemnify xelorivana from claims or losses resulting from your use of the site or breach of these terms.

Dispute resolution process

We encourage prompt resolution of disputes. Contact us for support regarding any concerns.

Arbitration

Disputes may be resolved by arbitration in accordance with Australian law, if not settled directly.

Arbitration does not limit your statutory rights.

Online dispute resolution platform

You may use the Australian ODR platform for certain disputes involving our services or website.

Learn more about dispute resolution: Learn more about dispute resolution

Applicable law and jurisdiction

These terms are governed by the laws of Australia. Any dispute will be addressed under Australian jurisdiction.

Termination

We may suspend or terminate your access to the site if you breach these terms or applicable laws.

Modifications

xelorivana reserves the right to update these terms at any time. Please check regularly for changes.

Severability

If any part of these terms is found invalid, the rest remains enforceable.

Entire agreement

These terms represent the full agreement between you and xelorivana regarding use of the site and services.

Contact us for support

If you have questions about these terms, please get in touch below.

Email address: content@xelorivana.world

Phone: +61 7 3258 9514

Address: 125 Stirling Street, Perth, WA 6000 Australia

Effective date: September 29, 2025

Version: 1.1